What is a
Prepaid Funeral Plan?

A prepaid funeral plan is a way of ring-fencing money to pay for your funeral. Your money is paid into the Open Prepaid Funerals Trust Fund where it is invested and grows so that its value keeps in sight of the rising cost of funerals. This is an efficient way of funding your future funeral needs.

You personally have no tax to pay on the value of your plan at the time of need. It is protected in important ways. It cannot be raided to pay for your care home fees and it does not count towards probate. Because the trust is not a savings vehicle, money paid into it cannot be taken into account by the Department for Work and Pensions (DWP) when calculating eligibility for certain benefits.

Any money you pay into a prepaid trust fund can only be used to pay for funeral expenses.

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Why choose the GFG Plan

The best way to think of the GFGPlan is as a highly efficient individual or family savings pot specifically for the payment of yours or your loved ones funeral expenses.

  • Tax Icon

    Highly Efficient

    There's no tax to pay on the growth applied to your funeral pot as the Open Prepaid Funerals Trust pays the Funeral Director.

  • Financial icon

    Zero Financial Risk

    At the time of need your family or loved ones will have a sum of money available to use for the arrangement of the funeral and will be able to deal openly with the funeral director without formal plan constraints.

  • Flexible icon

    Flexible For You

    You can be as detailed as you want when taking the plan out. Either just choose the basics and let your family decide on the detail or be clear about your wishes and preferences. It's you in the driving seat!

  • Members icon

    Up to 5 Pot Members

    Whether it's just for you, you and your spouse or up to 5 members of your family your funeral pot is there for your future needs. Up to £20,000 per pot member can be added and new pot members can be added in the future.

  • Growth icon

    Avg 3.65% Growth Per Annum Since 2003

    Market leading pot growth applied for your financial security. (correct at July 2018)

  • Administration icon

    One Single Administration Fee

    When you first start your GFGPlan just one admin fee of £195.00 is applied for the first person. Additional named pot holders cost just £95.00 per person.

  • Financial Flexibility icon

    Financial Flexibility

    You can add one off payments, regular monthly payments, irregular payments and top up when you like, it's up to you. You can also withdraw money from the pot if your circumstances change for any reason without penalty or charge. But only up to what you have paid in.

The Good Funeral Plan

The GFG Plan

The GFGPlan is the most secure yet flexible funeral plan available. With over 14 years history of excellent performance Open Prepaid Funerals Limited, the GFGPlan operator, are a safe, secure, open and transparent choice for your funeral planning needs. Plan for it, pay for it and get on with enjoying life!

The GFGPlan is already proving to be hugely popular with consumers and funeral directors alike. It's changing prepaid funeral plans for the better.

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Why did we create our own
prepaid funeral plan?

We created the Good Funeral Guide Prepaid Funeral Plan for two reasons. First, we saw that there was an urgent need for a product that focuses 100% on the needs and interests of you, the consumer. Second, we observed with growing dismay a market that has become feverishly competitive, complicated and cut throat, with high costs and charges that are not always clear – and reduce the value of your funeral plan. This could leave your loved ones with a substantial sum to pay at the time of need.

In response, we are offering you a prepaid funeral plan which we believe to be as simple, sober and honest as a prepaid plan can be, one which also offers the best return available on your investment.

Because our prepaid funeral plan is designed with the exclusive purpose of serving your welfare, all but one of its features is unique. There is nothing else like it on the market.

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